Terms of Use for Swypt Users

By creating a Swypt account or utilizing any part of our merchant or user portals, you represent that you have read, understood, and agreed to be bound by these terms. If you act on behalf of a business, you represent that you have the authority to bind that business.

Our Services provide payment infrastructure, OTC exchanges, and wallet capabilities. You may not use the Services for:

• Any illegal or unauthorized purpose, including money laundering or terrorism financing.
• Attempting to hack, destabilize, or exploit the platform's API or infrastructure.
• Conducting fraudulent transactions.
• Infringing upon any third party's intellectual property.

To access most features, you must register for an account. You agree to provide accurate and complete information and keep it updated. You are solely responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

Swypt charges transaction fees for its merchant settlement and exchange services. These fees are displayed before any transaction is executed or outlined in your specific customized enterprise agreement. We reserve the right to modify our fee structure with reasonable prior notice.

All content, features, and functionality on the Swypt platform—including but not limited to text, graphics, logos, software, and APIs—are the exclusive property of Swypt or its licensors and are protected by international copyright and trademark laws. You may not reproduce, distribute, or create derivative works without express permission.

We reserve the right to terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. Upon termination, your right to use the Service will immediately cease.

In no event shall Swypt, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Service.